Insurance Costs going Up surveyed a thousand Americans to find out about insurance costs across the board, including auto, homeowners, and health insurance. Bankrate’s Doug Whiteman says more than a third said their rates went up. In this economy, Whiteman says if costs are rising, it is time to shop around. “There are a lot of insurance companies out there, there is a lot of competition, and the insurance companies want your business, so you really don’t have to accept rising premiums without a fight.” Just over 50% surveyed say their insurance rates did not change. Four percent did not know or refused to answer.